Act collectively for social justice, solidarity and respect for creation ​

We are an investment company with a social impact objective.

We design and deliver social impact investments in areas where human dignity is threatened. We have chosen direct debt financing to SMEs because they contribute significantly to the provision of essential goods and services.

Each euro invested produces immediate and tangible effects on vulnerable and poor populations.

We operate in developing and emerging countries, in partnership with local financial players, in 4 sectors:

Food supply

          • Farming
          • Distributions
          • Agri-business

Education

          • Schools
          • E-learning solutions
          • School supplies

Medical care

          • Private clinics
          • Medical equipments
          • Healthcare centers
          • Drugs distribution
          • Micro-insurance

Community services and social inclusion

          • Social housing
          • Mobility solutions
          • Renewable energy

Through our concrete actions we demonstrate that impact and profitability are reconcilable and form a powerful lever to reduce poverty, act on human dignity and for the integral development of the human being.

“Our ambition: to continue to respond to the immense needs to improve the living conditions of vulnerable populations around the world, while maintaining a high level of requirements in terms of the impact achieved”
XAVIER HEUDE
CO-FOUNDER OF BACKBONE, IMPACT FINANCE

The Backbone social impact investment model

Our investment solutions

Loans of €50,000 and €350,000 to SMEs.
The investments aim to meet usual financing needs, particularly in working capital (credit facility) as well as the acquisition of fixed assets (asset-based loan).

Investment areas

Africa and Latin America. The targeted countries are developing and emerging countries offering a favorable environment for the development of the SME network and vulnerable populations.

A risk sharing model

Unique financial risk credit solution shared with local financial institutions, co-financing, allowing the construction of a PLE portfolio and/or a tailor-made investment strategy according to a precise and localized objective.

Guarantee of proper allocation and traceability of funds and performance.

Our 2016-2023 social impact report